Capital one vs chase reddit.

Don’t plan on flying often. Capitol one has a better intro offer (75000 vs 60000 for Chase) but according to creditcards.com they both equate to about $750. Chase is 5x for travel (I assume this includes flights) 3x points for dining, 2x for everything else. Capitol one is 5x for hotels and cars, 2x for everything else. These two cards both offer first-year bonuses, totaling a similar amount. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases.That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5%A budget traveler will typically search for the cheapest flight regardless of airline. With the CSR, you'll be able to book the cheapest flight on the Chase portal, which can be any airline that sells tickets through portals, and get very good points redemption value from it. With Capital One and Amex you'll only be getting a 1 cpp redemption.

Yes, you can transfer Chase URs between accounts. So points earned in Chase Freedom or Chase Freedom Unlimited accounts (which normally are only worth 1 cent each) can be transferred to Chase Sapphire Preferred/Reserve (or Chase Ink Preferred) accounts to make them worth more. As for your chances of CSR approval, the big thing with the CSR is ...

Capital One Venture X vs. Chase Sapphire Preferred Overview. 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. 60,000 bonus points after ...If you looking for general/overall cashback card, then CSP is definitely better and has more perks with lower annual fee. But if you are looking for travel card, Capone is much better as it has lot of travel perks. Shoot me a chat if you have questions regarding specifics on these cards. BeetrootKid • 9 mo. ago.

If you're looking for simplicity, I wholeheartedly recommend Capital One. Both their checking and savings are no-fee, interest bearing accounts. 0.10% for checking and 3.00% for savings. They also allow you to have 3 checking accounts simultaneously, which is great if you like to keep your expenses and spending cash separated but dislike the idea of transferring funds b Foreign Transaction Fee. The Capital One SavorOne Cash Rewards Credit Card is a smart choice for international transactions since it doesn’t have a foreign transaction fee. On the other hand, the Chase Freedom® Student credit card has a 3% foreign transaction fee. Winner: Capital One SavorOne Cash Rewards Credit Card. …When you redeem your points for trips you get 1.25x on Chase Sapphire, and 1.5x on Sapphire Reserve. So if you have, say 80,000 points, you can book trips for ~$1,000 with the Chase Sapphire, whereas on Capital One that 80,000 points is only worth $800.One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ...

When you go to the dealership, bring your Cap One pre approval letter, your 3 most recent paystubs, proof of residence (a utility bill or credit card statement from the last 30 days) and proof of insurance. It will help speed up the process for you. Also, GAP insurance is a must but don’t buy the extended warranty.

Amex MR can also be redeemed at a fixed 1.5 cents / MR on select airfare with the Business Platinum but it is definitely much more restrictive than the Chase travel portal. The Amex Business Centurion enables fixed 2 cents / MR redemptions on airfare and is just as flexible/open as the Chase travel portal.

Feb 24, 2021 · Ally Bank and Capital One 360 are two online banks that offer higher annual percentage yields, or APYs, than most traditional banks. If you’re looking to earn more on your savings (and pay fewer ... This bonus is worth $750 in travel if you redeem at a fixed value directly through Capital One or up to $1,388 if you transfer your miles to Capital One's airline or hotel transfer partners since TPG values Capital One miles at 1.85 cents each.Forward-Resort9246 • 10 mo. ago. Both card have low limit, so you are looking for lower level card like CFF/CCC. CSP is minimal approval for $5k, Venture/X is minimal 7.5k/10k. Id ask for CLI see if you are in the right bucket. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth ...Why it's one of the hardest credit cards to get: The Bank of America® Unlimited Cash Rewards credit card for Students is the hardest cash back student credit card to get approved for, as it requires excellent credit. The Bank of America® Unlimited Cash Rewards credit card for Students, which has a $0 annual fee, offers an initial bonus of ...In 2008, excessive risk-taking on the part of numerous large banks combined with a housing bubble that U.S. banking groups treated as though it’d never stop expanding. This created a recipe for financial disaster: That housing bubble burst,...The $95 fee only means that you'd have to spend $9500 per year in total to breakeven with the Savor rather than the Savor One. You would not need to spend an additional $9500. Venture X. Travel credit is easy to use. $0 effective annual fee after travel credit and anniversary bonus. Primary rental car coverage.

The Capital One Venture and Chase Sapphire Preferred have long been frontrunners in this discussion. We first compared the two cards in 2019. Then we updated the scorecard last year as the value proposition for each card had changed. With some recent changes, ...Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days.Since you have the CSR you'll get 1.5 cpp through the Chase portal. I know Capital One has a better portal and price protection, but chances are slim that they will give you a better deal than the CSR. If you have the Capital One Venture or Venture X, you would NOT want to use points to book a domestic flight. AMEXPLAT only offers a few $100k whereas Chase offers $1m in overseas medical coverage, and the centurion is the only card with a reasonable amount of coverage at several million. izzyness • 6 mo. ago. No feedback to provide on which of the 3 to get, since I have all 3. But make sure:The Capital One Venture Rewards has an annual fee of $95. The identical annual fees on the Chase Sapphire Preferred and Capital One Venture Rewards cards …TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points are worth 2 cents apiece while Capital One miles are worth 1.85 cents apiece. WYATT SMITH/THE POINTS GUY

APY*. 4.50%. Min. deposit. $100. Monthly fee. $0. Quontic stands out for the many ways you can increase the earning potential of your cash. In addition to their high-yield savings account growing ...

The Chase trifecta is where you can maximize your UR points. All of the combinations pair with the CSP/CSR as you can transfer your points from your other cards to the Sapphire cards and you get the most out of the points when you redeem them. If you have a business, you can pair the Ink cards with the CSP/CSR.As is, one has to spend $9500/year ($792/month) on dining, entertainment and streaming just to break even with the no AF SavorOne. Most people spending that much on dining and entertainment are likely better served by more premium cards like the Amex Gold or Citi Prestige, and then there's still the option of the USB Altitude Go for 4% on ...That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5%Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. CSP just released the 80k SUB offer (with potentially the 1st AF waived if applied in-branch), which is amazing at its $1,000 value for travel. 5x for travel booked through their portal, 3x on dining/online groceries except …An individual can open a checking account with JPMorgan Chase & Co. online at Chase.com. In the Products & Services section, he can choose the type of account he wishes to open, then review the monthly fees, minimum deposits, and various fe...Unlimited rebates of non-network ATM fees. No cash deposits accepted. Schwab Bank High Yield Investor Checking is a great option for investors looking to combine multiple accounts into one ...The Chase Slate Edge credit card isn’t a rewards credit card, so don’t expect cash back or travel rewards. However, it offers a lengthy 0% intro APR for the first 18 months on purchases and ...I'd say that Capital One has the same prestige as JPMorgan, and it might even have a better name, but definitely not worse. On top of that, you're more likely to learn relevant and new tech at C1, as well as getting more money. For me it's a nobrainer, C1 and renege from JPMorgan. P.S: This is more anectodal, but C1 recruits heavily on my ...2x miles on all other purchases. As we mentioned earlier, Capital One miles are worth 1.8 cents per mile, which translates to a maximum return on spending of 9%. You’ll also find that the Capital One Venture card earns at least 2x miles on purchases, which guarantees a minimum return on spending of 3.6%.I have a $20,000, a $15,000, and a $10,000 limit card with Capital One and I've banked with them for over a decade. Their Savings accounts give 4.15% interest compared to Chase's giving you basically a kick in the face instead. I'm not sure how you're defining "real bank," but I'll take the money from Capital One.

Oct 17, 2023 · The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. This fee may be worth ...

Chase can basically do everything Cap1 can do when it comes to Travel partners. Cap1 is also a little harder to build points if you don't have high spending. You can churn a bunch of chase points with the 3 business inks (premier doesn't transfer to partners), and sapphire preferred.

Since you have the CSR you'll get 1.5 cpp through the Chase portal. I know Capital One has a better portal and price protection, but chances are slim that they will give you a better deal than the CSR. If you have the Capital One Venture or Venture X, you would NOT want to use points to book a domestic flight. 4.10% APY. 4.10% APY. For more details: See our post on Ally CD rates. See our post on Capital One CD rates. + Click here for analysis of Ally and Capital One 360's CDs. Both have competitive APYs ...Chase vs Capital One: Compare Banking Options. Chase has some innovative features, but Capital One offers far better rates on savings. Both banks have no minimum deposit, but while Chase favors higher deposits with better rates, Capital One rewards investors who commit to a longer term. Article update: August 31, 2023.If you booked it on Capital One Travel for 10x and then erased it, it would cost you 11,700 points. For Chase you could transfer 8,000 points over for that booking (as low as 6,500 off-peak or high as 9,500 peak). Rinse and repeat for as many Hyatt stays as you can work in haha. [deleted] 7 mo. ago. Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card.View community ranking In the Top 1% of largest communities on Reddit. Capital One vs. Citi vs. Chase . I've been comparing Capital One Savor One (not the new Savor, which has an annual fee), Citi Double Cashback and Chase Freedom Unlimited. ... Chase and Capital One have the same bonus offer ($150 after you spend $500 in 3 months), whereas ...With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the …REDIT PROFILE. * Current credit cards you are the primary account holder of: * Chase Sapphire Preferred, $10k, Oct 2020 - Paid for the second year till Oct 2023. * Bank of America Customized Cash Rewards Visa Platinum Plus, $2,300, April 2020. * FICO Scores with source: Experian 750.Chase wants prime credit scores. The only one that is more conservative in approving is us bank. many people including myself can't get approved for capital one because are scores are too good and too thick. Capital one want that sub prime stuff for their CDO. This is reported very often on my fico and on the more advanced card sub reddit. Chase vs. Capital One savings accounts. Chase offers two savings accounts that offer APYs between 0.01% to 0.11% — if you have a balance of at least $250,000. Capital One only offers one account, but it’s the clear winner in this category for its much higher APY and lower fees.

Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card.If you’re a frequent traveler, then you know that travel rewards can make a big difference in your budget. One of the best ways to earn travel rewards is through credit card points, and Chase offers some of the best options out there.The Capital One Venture X Rewards Credit Card comes out on top for simplicity and a lower annual fee. But the Chase Sapphire Reserve® provides ways to maximize the points you can earn by ...Instagram:https://instagram. couldn't connect to the bethesda.net servers xboxticketmaster insurance redditaulani tripadvisorurbantopia nail salon and spa Using the Capital One Venture X Rewards Credit Card to book flights in the portal provides 5 miles per dollar; flights booked elsewhere earn 2 miles per dollar. Currently, you can only book flights, hotels and rental cars through the portal. The portal also houses the Premier Collection for luxury hotels. However, this is only accessible if you ... pbr oklahoma baseballnational weather service manhattan kansas Travel Portal Multipliers are kinda same for both CSR and VentureX. With CSR, effective annual fee is $250 (I hardly use other benefits) but with Venture X, it is -$5. Spending: Travel: $4000+ Annually (Use CSR) Dining: $200-$300 Monthly (Use CSR or CFF/Discover for 5% cycle) Grocery: $100-$200 Monthly (Use Amex Blue Cash or CFF/Discover for 5% ... viral skims dress Dividend Yield. 2.66%. 1. Capital One is one of the largest credit card issuers in the U.S. Capital One Financial provides services, including deposits, loans, …Some banks are paying 3% or more interest on savings. (Capital One, SoFi) Some banks don’t charge overdraft or NSF fees. (Capital One, Schwab) Some banks make it easier to deposit cash than others. (Capital One, BofA) Some banks offer lower interest rates in auto and home loans. (Credit Unions)A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you …